West Bengal Student credit card Scheme 2021: Online Apply, Eligibility & Objectives

West Bengal Student credit card Scheme । Student Credit card yojana । How to Apply in West Bengal Student credit cards Yojana । SCCY West Bengal । West Bengal Student credit cards Yojana Eligibility।

West Bengal Student Credit Card Scheme 2021 apply online process to start soon, check eligibility criteria. state government. West Bengal Student Credit Card Scheme 2021 has been introduced to enable the students to pursue higher education. This WB Student Credit Card scheme will enable students to get loans up to Rs. 10 lakh at just 4% interest rate. In this scheme, a candidate will be eligible for a soft loan till the age of 40 years. In this article, we will tell you about the complete details of West Bengal SCC Scheme including eligibility criteria, online application process etc.

Late West Bengal Govt. A scheme dedicated to the students of the state has been announced. This scheme is called West Bengal Student Credit Card. Through this scheme students will get loan from government using card. This scheme will help the students to bear their expenses for higher education. In this article you are going to get an idea about the scheme.

Hello friends if you are going to apply in this West bangal credit card Scheme or if you want to know about West Bengal Student credit cards Yojana Eligibility and Benefits then must read this post carefully. We provide you all information in this post-:

West Bengal Student credit cards Scheme 2021

West Bengal Chief Minister Mamata Banerjee has launched the West Bengal Student Credit Card Scheme. The decision to launch this scheme was taken in the state cabinet meeting held on 24 June 2021. Through this scheme students of class 10th or above can take loan up to Rs 10 lakh for higher studies. They will get this loan at very low interest rate.

In this scheme A credit card will be provided to the students to avail this loan. With the help of this credit card, students can withdraw the loan amount. All those students who are residing in West Bengal for the last 10 years can take advantage of this scheme. Loans can be taken under this scheme for undergraduate, postgraduate, doctoral and postdoctoral studies in India or abroad.

This West Bengal Student Credit Card Scheme will enable the students to get a soft loan of up to Rs. 10 lakh for higher studies. In this scheme, a person will be eligible till the age of 40 years and a student will be given 15 years to repay the loan after getting a job.

Highlights Of Student credit card yojana west bangal

Scheme Name	Student Credit Card Yojana
Related State	West Bengal
Who launched	CM Mamta Didi
When Announced	24 june 2021
When Start	1 july 2021
Objectives	To provide loan for higher education to the students
Benefiries	Students of West Bengal
Loan	Upto 10 lakh
Intrest rate	4%
Application	Online
Official Website	click here

What is The West Bengal Student Credit Card Yojana ?

পশ্চিমবঙ্গের যুবকদের স্বাবলম্বী করতে শিক্ষার্থীদের ক্রেডিট কার্ড যোজনা নামে একটি নতুন প্রকল্প চালু করা হয়েছে। এই স্কিমে, সমস্ত যোগ্য শিক্ষার্থী ৫,০০০ টাকা পর্যন্ত creditণের সীমা সহ স্টুডেন্ট ক্রেডিট কার্ড পাবেন। ৪% সুদের হারে ১০ লক্ষ টাকা। ডাব্লুবি স্টুডেন্ট স্টুডেন্ট ক্রেডিট কার্ড স্কিম “আর্থিক শুজগ, শোবোল যুব” উদ্যোগের একটি অংশ।

স্টুডেন্ট ক্রেডিট কার্ডের মাধ্যমে উচ্চশিক্ষা গ্রহণকারী শিক্ষার্থীরা – স্নাতকোত্তর এবং স্নাতকোত্তর, 4% ভর্তুকি হারে 10 লক্ষ ডলার পর্যন্ত creditণ পাওয়ার যোগ্য হবে। একক অঙ্ক হিসাবে গৃহীত sumণের বিপরীতে, একটি স্টুডেন্ট ক্রেডিট কার্ড তাদের সুবিধার্থে শিক্ষার্থীদের আগামী পাঁচ বছরে দেড় কোটিরও বেশি শিক্ষার্থীকে উপকৃত করার সুবিধার্থে অর্থ প্রদান করবে।

What is the Interest Rate in Student credit card Yojana West Bengal

All those students who are studying in class 10th and above can avail the benefits of West Bengal Student Credit Card Scheme. Through this scheme, students can get hassle free and collateral free loans with a nominal interest of 4%. This loan will be provided in any tangible or intangible form without any security or collateral security other than the co-obligation of the parents. The repayment period of this loan is 15 years. Higher education institutions and departments will send student applications to the bank. Students can use the loan amount for institutional and non-institutional expenses like rent, hostel fee, study tours, projects etc.

Implementation Of West Bengal Student Credit Card Yojana

Keeping in mind the interests of the citizens in the state, many schemes have been run by the Mamta government. Out of which the promise of starting the credit card scheme being run for the students of the state was made in the assembly elections. For the implementation of the scheme, eligible students of the entire state will be included in the West Bengal Student Credit Card Scheme by the government. This will benefit more than 1.5 crore students in the state.

Student Credit Card Yojana Latest Update

The scheme was approved by the West Bengal cabinet last week, as promised by the Trinamool Congress in its election manifesto. Banerjee had told reporters on Thursday, “Today the cabinet has approved the student credit card scheme. Anyone who has spent 10 years in West Bengal can avail it. Loans available for undergraduate, postgraduate, doctorate and post -Doctoral studies in India or abroad.”

Benefits Of West bangal credit card Scheme

• Through the scheme, a loan of up to Rs 10 lakh will be given to the students who continue their studies after class 10th or 12th.
• The eligible beneficiary will be given 15 years to repay the loan.
• Under the scheme, students will get an interest rate of 4% on the loan.
• Students and girls pursuing undergraduate, postgraduate, doctoral and post-doctoral studies in India or abroad can take this loan.
• The loan amount will be transferred to the bank account of the eligible beneficiaries.
• Credit cards will be issued only to those beneficiaries who will apply under the scheme.
• The loan will be given only through the card issued to the beneficiaries.

Features Of West Bengal Student Credit Card Scheme 2021

• shaping the future of students
• To make eligible beneficiaries self-reliant and empowered strengthen the economic side.
• Now students will not have to leave their studies incomplete due to financial constraints.

Objectives Of West Bengal Student Credit cards Scheme

The main objective of West Bengal Student Credit Card is to provide loan for higher education to the students. Through this scheme a loan of up to Rs 10 lakh will be provided to the students which will help them to pursue their higher education without thinking about the financial burden. Now every student of West Bengal will be able to get higher education. This scheme will also reduce the unemployment rate among the citizens of West Bengal as now more students will be able to get education and employment.

Eligibility For Student Credit Card Yojana WB

👉 (a) The student availing loan under the scheme must be an Indian citizen and a resident of West Bengal for the last 10 years. Self-declaration by the student attached in the application form will be accepted.

👉 (b) The student must have enrolled himself in schools, madrasas, colleges, universities and other institutions like IITs, IIMs, IISc, IIEST for higher studies including the courses mentioned in para 3 of the Scheme. , ISI, NLU, AIIMS, NIT, XLRI, BITS, SPA, NID, IIFT, ICFAI Business School etc or study in various coaching institutes to appear in various competitive exams like Engineering / Medical / Law, IAS, IPS, WBCS. ssc etc.

👉 (c) The interested student shall apply online through the web-based portal by the Department of Higher Education through the concerned School/Madrasa/College/University/Institute in which he/she is enrolled, as per the format given in Annexure-I. The portal will have a dashboard for each such student which will be accessible to the respective institutes, department and bank.

👉 (d) The age of the interested students should not exceed 40 (forty) years at the time of applying for the loan.

Required Documents for Student Credit Card Scheme

• Aadhar card
• Age proof of the applier
• Address proof
• income Certificate
• Ration Card
• Bank passbook
• passport Size Photo
• Mobile Number
• Other Important Documents

How to apply online in Student Credit Card Yojana West Bengal

The Government of West Bengal has just recently launched the West Bengal Student Credit Card Scheme. if you want to apply online in Student Credit Card Yojana then follow the steps below:-

👉 Firstly, You have to visit the Official website of West Bengal Student Credit card yojana, click here for redirect.

👉 Now Open a New page in front of you as homepage of wbscc.wb.gov.in

👉 After that you see the 2 Option here .

1. Student Registration

2. Student Login

Click here on Student Registration for applying in Student Credit Card Yojana.

👉 Now a new page open ,here you Find a Registration form ,fill it carefully. In this form you have to fill all basic details

👉 When you fill this form ,check again and Click on Register .

Now you registered Under West Bengal Student Credit Card Yojana

Student Credit card yojana Helpline Number

👉 Toll-free number – 18001028014

👉 Email – wbscc@bangla.gov.in

Important Links

• Official Website – click here
• Registration – click here
• Other – click here

FAQs About Student Credit Card Yojana